Retirement Planning for Henrico, VA Residents

Henrico County families and federal employees deserve a retirement plan built around their specific goals — not a generic strategy pulled from a shelf.

 

At Purpose Driven Retirement Planners, we work with pre-retirees and retirees across Henrico County to build plans that address income, risk, legacy, and the questions most financial conversations never reach. Whether you're a federal employee navigating FERS benefits and TSP decisions or an individual planning independently, we bring the same education-first approach to every conversation.

Retirement Planning Services Available to Henrico County Residents

Every service we offer is available to Henrico County residents, with no limitations based on where you live within the county or how far you are from our Richmond office. Whether you prefer to meet face to face at our Richmond location — just a short drive from most Henrico neighborhoods — or connect with us remotely via phone or video, we make the process straightforward and accessible. 

 

Our planning services cover the full range of retirement needs: from foundational income and investment strategies to specialized federal employee guidance, legacy planning, and risk management. You don't need to have everything figured out before reaching out. Many of our clients come to us mid-career with a general sense that they should be doing more, while others arrive close to retirement with specific questions about timing, benefits, and income. Wherever you are in the process, we'll meet you there and build from what you already have in place.

Two people reviewing documents on a couch while a third person listens nearby in a bright living room.
Two people smiling and talking at a desk during a meeting, with papers and a mug in front of them.

Why Henrico County Residents Work With PDR Planners

We help Henrico County residents clarify exactly how their assets will transfer to the people and causes they care about most. Legacy and estate planning is not a separate conversation from retirement planning — it's woven into the same strategy from the beginning. Too often, families discover after the fact that beneficiary designations were never updated, account titling didn't reflect their intentions, or key documents were never put in place. We work to make sure none of that happens to you.

 

Our approach to legacy and estate planning for Henrico County clients includes:

 

  • Reviewing and coordinating beneficiary designations across all accounts and insurance policies
  • Addressing account titling and ownership structures to ensure assets transfer the way you intend
  • Helping you think through long-term intentions for family members, charitable causes, or other beneficiaries
  • Identifying gaps between what your current documents say and what you actually want to happen
  • Coordinating with estate planning attorneys when legal documents need to be drafted or updated

 

We don't replace your estate attorney — but we make sure your financial plan and your estate intentions are aligned so that nothing falls through the cracks. For Henrico County residents who want their retirement plan to reflect not just how they'll live, but what they'll leave behind, this work is a core part of what we do.

Frequently Asked Questions

  • Do you work with clients in Henrico County specifically?

    Yes. We serve clients throughout Henrico County and the surrounding Richmond metro area, including Glen Allen, Mechanicsville, and Chesterfield. Meetings are available in person at our Richmond office or remotely by video or phone.

    I'm a federal employee based in the Henrico area. Can you help me with my FERS benefits?

    Federal employee retirement planning is one of our core services. We help federal employees understand FERS and CSRS benefits, develop TSP strategies, and coordinate Social Security timing — all through the lens of your complete retirement picture.

  • What does a first consultation look like?

    The first conversation is a chance for us to understand where you are, where you want to go, and what questions you haven't been able to get answered. There's no obligation and no pressure — just a focused discussion about your retirement goals.

  • Do you offer workshops for Henrico County residents?

    Yes. We host financial education workshops on a seasonal basis, open to residents across the Richmond area including Henrico County. Check our workshops page for upcoming dates and topics.

    How is PDR Planners different from other financial advisors near Henrico? Our approach is built around education and purpose — we want clients to understand their plan deeply enough to feel confident in it. Combined with our specialized credentials in federal retirement planning, that combination is difficult to find from a financial advisor close to Henrico County.