A Richmond, VA Retirement Planning Firm Built Around Your Purpose

PDR Planners is a Richmond VA retirement planning firm founded on one idea: your plan should start with your goals, not a product someone wants to sell you.


We're rooted in Richmond and have spent our practice serving the greater metro area, including Henrico, Glen Allen, Hanover, Chesterfield, and Mechanicsville.


Our team holds the FRC (Federal Retirement Coach) and  ChFEBC℠ designation along with a range of additional financial planning credentials.

We take a client-first, education-first approach to every plan we build.


We define success by your purpose for retirement, not just your account balance.


Planning That Starts With Your Goals, Not a Sales Pitch

Too many people come to us after a previous advisor recommended a product before understanding what they were actually trying to accomplish. We built PDR Planners to work in the opposite order. Every plan starts with a conversation about your purpose for retirement, your income needs, and the people or causes you want to leave something behind for. The strategy comes after that, not before it.


That's what "purpose driven" means to us. It's not a slogan on the homepage. It's the order of operations we follow with every client, whether you're a federal employee navigating FERS and TSP or planning independently after a major life change.

Two people reviewing documents on a couch while a third person listens nearby in a bright living room.
Three people laughing together at a table in a cozy living room, with a lamp in the background
Two people smiling and talking at a desk during a meeting, with papers and a mug in front of them.

Credentials That Back Up Every Recommendation

We believe you should know exactly who is guiding your retirement decisions and what training stands behind their advice. Our team holds:


  • The  ChFEBC℠ designation
  • The FRC (Federal Retirement Coach) designation, focused specifically on FERS, CSRS, TSP, FEHB, and FEGLI benefit planning
  • Additional financial planning designations across retirement income, estate, and risk planning
  • Ongoing training in federal benefits rules, which change more often than most retirees expect
  • A combined approach to planning that draws on multiple areas of specialization rather than a single advisor's perspective


This collective expertise means your plan isn't shaped by one person's blind spots. It's built by a team trained across the full range of retirement, income, legacy, and risk planning.

Your Retirement, Your Purpose, Your Plan

We work with two groups of people most often: federal employees who need a plan built around the specifics of FERS, CSRS, and TSP, and pre-retirees or retirees planning independently, including after a divorce or the loss of a spouse. In both cases, the starting point is the same. We ask what retirement is supposed to look like for you, specifically, before we talk about how to fund it.


That's the difference between a plan built around a template and one built around a person.

Frequently Asked Questions

  • Who runs PDR Planners in Richmond?

    PDR Planners is led by a team of credentialed retirement planning professionals based in Richmond, VA. Rather than centering the practice around one individual advisor, we operate as a collective team holding the  ChFEBC℠ designation and additional financial planning credentials across retirement, income, estate, and risk planning.

  • Is PDR Planners a fiduciary?

    PDR Planners operates with a client-first planning philosophy, and we're happy to walk through our specific fiduciary status and how we're compensated during your consultation. We believe that's a conversation you should have directly with us before committing to any plan.

  • How do I find a retirement planning team near me in the Richmond area?

    PDR Planners is based in Richmond, VA and serves the surrounding communities, including Henrico, Glen Allen, Hanover, Chesterfield, and Mechanicsville. You can schedule a no-cost consultation online or reach out through our contact page.

  • What makes PDR Planners different from other retirement planning firms?

    Our planning process starts with your purpose for retirement, not a product recommendation. Combined with our FRC designation and team-wide financial planning credentials, that means your plan is built around your specific goals and backed by dedicated federal and retirement planning training.